frugality

4 Mainstream Common Misconceptions About Frugality Destroyed!

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Frugality definition according to the dictionary is “The quality of being economical with money or food; thriftiness”. While one might think this is a clear and definitive explanation, a lot of people still have extremely common misconceptions about frugality. Here are some that l see people assuming over and over again. Common Misconceptions About Frugality: … Read more

Is The Starbucks Credit Card Practical? ( Frugal Alternatives )

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starbucks credit card worth it

Is the Starbucks credit card practical? Good question, and l will attempt to anwer that question on this blog post. I know there are quite a few people psyched about the new Starbucks credit card that was just made available. A joint effort with Chase bank, the coffee chain giant has started offering coffee addicts yet another way to accumulate more frivolous debt.

The new credit card is called Starbucks Rewards Visa. Let’s break it down, shall we? I will also offer my own and millions of other peoples frugal way of conquering their coffee addiction.

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Americans Are Saving Much Less. ( Again!)

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dancing man spiraling. Americans are saving less again

Americans are saving much less. What a surprise…not! You know that old saying by Santayana “Those who cannot remember the past are doomed to repeat it”. It really rings true in this situation. It seemed America was on the right tract for a quick minute.

The great  recession 2007-2012 was an ugly, ugly one for a lot of people,  and the effects were felt all over the world. The part of it that really resonated with me was the Financial Crisis and Mortgage Crisis where the “too big to fail” banks were rescued by the Federal Government. Here we go again, as it seems we just can’t learn from the past.

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