Is High Debt Worth A Gruesome Death?

The famous saying goes that there are only two things in life that can be counted on. Death and Taxes. This is attributed to Benjamin Franklin who wrote it in a 1789 letter about the new constitution. I love his autobiography and l would urge everybody to read it. He...

3 Great and Enriching Ways to Spend Your Tax Refund

If you are one of the people getting a tax refund this year, consider yourself very lucky. You probably have visions of spending and more spending of your windfall. Before you go all crazy, it’s a good idea to really consider your actions before you act. While...

How To Save Money Effortlessly And Effectively

While most people are very adept at saving money, there are still others (sometimes that includes me!) that need just a little more motivation than normal. Becoming frugal is a constant struggle and not instantaneous. You just can’t wish it and make it so, you...
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